Have you seen an advertisement for free payday loans? Chances are, even if you have never needed a payday loan before that you have seen ads for free payday loans. Companies use these ads to gain your attention. The trouble is when you go to the site you quickly learn they were just luring you there. You find out there is a fee and interest that is charged on that loan. The answer to ‘are there free payday loans’ is not quite as simple as we make it out to be. There is at least one company, National Payday Loan that will offer a partly free payday loan.